“A Perpetual Education Fund Loan Changed Our Lives,” Ensign, Mar. 2004, 57–58
I had always dreamed that I would study something relating to medicine. And as a missionary I learned that the Lord always prepares the way for His children to achieve what He desires them to do.
Shortly after my mission, I met a young woman named Fabiola at institute. We began dating and fell deeply in love. The Holy Ghost confirmed to me that I should ask her to be my eternal companion, so I proposed and she accepted. As we planned our future, we realized that my salary would not be sufficient for the necessities of daily living. Fabiola offered to continue working for a time to support me as I finished school. But that would take quite a bit of time, and we wanted to have a family. So we prayed to Heavenly Father for His help. We wanted to do His will.
During my mission I had heard President Gordon B. Hinckley speak about the Perpetual Education Fund. As a returned missionary, I had attended some meetings at the institute about the PEF program. My eyes were opened and my hopes encouraged; I knew it was a program that could help my future family progress. So I spoke with Fabiola, and we set goals regarding my education.
I decided to study physical therapy. I wanted to wait a while to fill out my PEF application, but my fiancée insisted I do it right then. I submitted my loan request in December 2001, and also that month—on 22 December—Fabiola and I were sealed in the Mexico City temple. My loan was approved in January 2002, and I started school soon after.
One day when I was making a tuition payment, I met the director of my school. During our conversation I mentioned that I was a member of the Church and explained the PEF program to him. He told me he knew some Latter-day Saints and they were good people. He also said he had had some LDS students.
After I had attended one month of classes, the director invited me to finish my major early by taking double classes, graduating in 14 months instead of 24. I explained to him that I would not be able to pay the extra tuition until the next year when I renewed my loan, but he told me that my word was good enough since I was a Latter-day Saint. So again I was blessed. I began taking more classes, even though this required more studying and more hours in class, while continuing my part-time job.
I was amazed as I attended school how the Lord blessed me by increasing my knowledge. As part of my education I have helped people who had back problems, scoliosis, sprains, sciatica, and neck pain. Helping others improve their health and their lives through rehabilitation therapy is a pleasure—and a dream that has become a reality.
Everything is going well. I am elders quorum president in my ward. By the time I graduated in April 2003, I had taken all the required steps to have my own practice, and Fabiola and I were expecting our first child.
I know that the Lord has established the PEF and that this program helps us to be self-reliant. With my new employment I can better provide for my family, serve in the Church, bless the lives of others, and pursue further studies at the university.
Our lives have changed thanks to the Church and the PEF program. I know that the lives of many young people can change if they will follow this inspired program.